/* tokenizeddepositrates.com — single stylesheet, no framework */
:root{
  --bg:#f7f9fc; --surface:#fff; --ink:#0d1b2a; --muted:#5b6b7f; --line:#e3e8ef;
  --brand:#0b5fff; --brand-ink:#0846c4; --accent:#00b386; --warn:#b45309; --warn-bg:#fff7ed;
  --navy:#0a1630; --radius:14px; --shadow:0 1px 2px rgba(13,27,42,.06),0 8px 24px rgba(13,27,42,.06);
  --max:1120px;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:2px}
a:hover{color:var(--brand-ink)}
img,svg{max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* header */
.site-header{background:var(--surface);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.logo-mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--brand),var(--accent));display:grid;place-items:center;color:#fff;font-size:15px}
.logo small{font-weight:600;color:var(--muted)}
.nav{display:flex;gap:22px;align-items:center}
.nav a{color:var(--ink);text-decoration:none;font-weight:550;font-size:15px}
.nav a:hover,.nav a[aria-current=page]{color:var(--brand)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:6px 10px;font-size:15px;cursor:pointer}
@media (max-width:820px){
  .nav-toggle{display:block}
  .nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:12px 20px 18px;border-bottom:1px solid var(--line);gap:12px}
  .nav.open{display:flex}
}

/* hero */
.hero{background:radial-gradient(1200px 400px at 80% -10%,rgba(11,95,255,.22),transparent),linear-gradient(180deg,var(--navy),#10224a);color:#fff;padding:64px 0 72px}
.hero h1{font-size:clamp(32px,5vw,52px);line-height:1.1;letter-spacing:-.02em;margin:0 0 16px;max-width:820px}
.hero p.lead{font-size:clamp(17px,2vw,20px);color:#c9d6ee;max-width:700px;margin:0 0 28px}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#8fb3ff;margin-bottom:14px}
.hero-stats{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:12px 16px;min-width:180px}
.stat b{display:block;font-size:24px}
.stat span{font-size:13px;color:#b8c7e3}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 18px;border-radius:10px;font-weight:650;text-decoration:none;border:1px solid transparent;cursor:pointer;font-size:15px;line-height:1.2}
.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand-ink);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}.btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff}
.btn-outline{background:#fff;color:var(--brand);border-color:#c9d8ff}.btn-outline:hover{border-color:var(--brand)}
.btn-sm{padding:7px 12px;font-size:14px;border-radius:8px}
.btn-row{display:flex;gap:12px;flex-wrap:wrap}

/* sections */
section{padding:56px 0}
section.alt{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:clamp(24px,3vw,32px);letter-spacing:-.01em;line-height:1.2;margin:0 0 12px}
h3{font-size:20px;margin:28px 0 8px}
.section-lead{color:var(--muted);max-width:760px;margin:0 0 28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media (max-width:860px){.grid-3{grid-template-columns:1fr}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card h3{margin-top:0}
.card .icon{width:40px;height:40px;border-radius:10px;background:#eaf1ff;color:var(--brand);display:grid;place-items:center;font-weight:800;margin-bottom:12px}

/* rate table */
.table-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.table-head{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:16px 20px;border-bottom:1px solid var(--line);flex-wrap:wrap}
.table-head h3{margin:0;font-size:18px}
.badge{display:inline-block;font-size:12px;font-weight:700;padding:3px 8px;border-radius:999px;background:#eaf1ff;color:var(--brand-ink)}
.badge.green{background:#e6f7f1;color:#047857}
.badge.gray{background:#eef1f5;color:#475569}
.badge.amber{background:var(--warn-bg);color:var(--warn)}
table.rates{width:100%;border-collapse:collapse;font-size:15px}
table.rates th{text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);background:#fafbfd;padding:10px 16px;border-bottom:1px solid var(--line)}
table.rates td{padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
table.rates tr:last-child td{border-bottom:0}
.prod{font-weight:700}
.sub{color:var(--muted);font-size:13px;display:block;margin-top:2px}
.apy{font-size:22px;font-weight:800;color:var(--ink);white-space:nowrap}
.apy.na{font-size:15px;font-weight:650;color:var(--muted)}
.src{font-size:13px}
.table-foot{padding:12px 20px;font-size:13px;color:var(--muted);background:#fafbfd;border-top:1px solid var(--line)}
@media (max-width:760px){
  table.rates thead{display:none}
  table.rates,table.rates tbody,table.rates tr,table.rates td{display:block;width:100%}
  table.rates tr{padding:14px 16px;border-bottom:1px solid var(--line)}
  table.rates td{border:0;padding:6px 0}
  table.rates td[data-label]::before{content:attr(data-label);display:block;font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:700}
}

/* compare table */
.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;font-size:15px}
.compare th,.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare thead th{background:#fafbfd;font-size:13px}
.compare tbody th{font-weight:650;color:var(--muted);width:22%}
.scroll-x{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:var(--radius)}
.scroll-x .compare{min-width:640px}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:4px 18px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:650;padding:12px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--brand);font-size:20px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 14px;color:#2b3a4e}

/* article */
.article{max-width:760px}
.article h2{margin-top:40px}
.article p,.article li{color:#22324a}
.callout{border-left:4px solid var(--brand);background:#eef4ff;padding:14px 18px;border-radius:0 10px 10px 0;margin:22px 0}
.callout.warn{border-color:var(--warn);background:var(--warn-bg)}
.page-hero{background:var(--surface);border-bottom:1px solid var(--line);padding:44px 0 34px}
.page-hero h1{font-size:clamp(30px,4vw,42px);line-height:1.15;margin:0 0 10px;letter-spacing:-.02em}
.page-hero p{color:var(--muted);margin:0;max-width:720px}
.meta{font-size:14px;color:var(--muted);margin-top:10px}
.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin:0 0 28px}
.toc ol{margin:6px 0 0;padding-left:20px}
.sources li{font-size:15px;word-break:break-word}

/* newsletter */
.newsletter{background:linear-gradient(135deg,#0b5fff,#0a3fae);color:#fff;border-radius:18px;padding:34px;display:grid;grid-template-columns:1.2fr 1fr;gap:24px;align-items:center}
.newsletter h2{color:#fff}
.newsletter p{color:#dbe6ff;margin:0}
.signup{display:flex;gap:10px;flex-wrap:wrap}
.signup input[type=email]{flex:1 1 220px;padding:12px 14px;border-radius:10px;border:0;font-size:16px}
.signup button{background:#00d19b;color:#04231a;border:0}
.signup button:hover{background:#00e3a8}
.form-note{font-size:13px;color:#c7d6ff;margin-top:8px}
.form-msg{font-size:14px;margin-top:8px;font-weight:600}
@media (max-width:820px){.newsletter{grid-template-columns:1fr;padding:24px}}

/* ads (hidden until enabled in main.js) */
.ad-slot{display:none;margin:24px auto;max-width:var(--max);min-height:90px;border:1px dashed var(--line);border-radius:10px;align-items:center;justify-content:center;color:var(--muted);font-size:12px}
.ads-enabled .ad-slot{display:flex}

/* footer */
.site-footer{background:var(--navy);color:#b8c7e3;padding:44px 0 30px;margin-top:40px;font-size:14px}
.site-footer a{color:#dbe6ff;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.foot-grid h4{color:#fff;margin:0 0 10px;font-size:14px}
.foot-grid ul{list-style:none;padding:0;margin:0}.foot-grid li{margin:6px 0}
.fine{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;font-size:12.5px;line-height:1.6;color:#94a6c6}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}
.disclosure-bar{background:#fff7ed;border-bottom:1px solid #fde2c3;color:#7c3d06;font-size:13px;text-align:center;padding:8px 14px}
.disclosure-bar a{color:#7c3d06;font-weight:650}
.btn-sm{white-space:nowrap}

/* v2: savings + stablecoin sections */
.sub.promo{color:var(--accent);font-weight:600}
.badge.red{background:#fdecec;color:#b42318}
.risk-note{background:var(--warn-bg);border:1px solid #f5d0a9;border-radius:var(--radius);padding:16px 18px;margin:0 0 18px;color:#5a3a0a;font-size:15.5px}
.risk-note b{color:var(--warn)}
.see-all{margin-top:14px;font-weight:600}

/* newsletter embed (beehiiv): full-width on mobile, no cropping. Keep the
   form's own padding small (16px) in beehiiv's form settings so the email
   input has room on phones. */
.newsletter>*{min-width:0}
.news-form{min-width:0;width:100%}
.newsletter .beehiiv-embed{min-height:60px;width:100%;min-width:0;max-width:100%}
.newsletter .beehiiv-embed>div{width:100% !important;max-width:100% !important}
.newsletter .beehiiv-embed iframe{display:block;max-width:100% !important}
.newsletter .form-fallback{font-size:14px;color:#fff !important;font-weight:500;margin:10px 0 0 !important;text-align:center}
.newsletter .form-fallback a,.newsletter .form-fallback a:visited,.newsletter .form-fallback a:hover{color:#fff !important;font-weight:700;text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:3px}
.newsletter .form-fallback a:focus-visible{outline:2px solid #fff;outline-offset:2px;border-radius:3px}
@media (max-width:640px){
  .newsletter{padding:20px 14px;gap:16px;border-radius:14px}
  .newsletter .beehiiv-embed{border-radius:10px;overflow:hidden}
  .newsletter .beehiiv-embed iframe{width:100% !important;margin:0 !important}
}